Gruha Lakshmi Re-Verification Exercise

The Karnataka government is preparing to undertake a re-verification of beneficiaries under the Gruha Lakshmi scheme, aiming to remove ineligible recipients and ensure that financial assistance reaches only genuine women heads of households. According to Lokmat Times, the exercise will involve verification at district and taluk levels, with a one-month deadline given to the Women and Child Welfare department.

Senior leader M. Revanna, chairperson of the guarantees committee, was scheduled to meet Chief Minister K. Shivakumar at his residence on Monday to discuss the matter, with a decision likely to be announced later, as reported by Lokmat Times.

Around Rs 20 crore has been allocated for the re-verification, which will include staff visits to beneficiaries' residences, use of a dedicated application, face authentication, and biometric verification. The government will also check whether beneficiaries are paying Goods and Services Tax (GST) or filing income-tax returns, and will verify records to identify deceased beneficiaries who may still be receiving assistance.

Recovery of Payments to Deceased Beneficiaries

The re-verification comes amid reports that the government has recovered about 36% of incorrectly paid funds. The Times of India reported that the state government recovered approximately Rs 42 crore out of Rs 117.5 crore that had been deposited into the accounts of deceased beneficiaries. Guarantee Committee member and MLC Dinesh Gooligowda told The Times of India that records showed 1.99 lakh beneficiaries were found dead and their statuses were not updated, leading to the wrongful payments. The Comptroller and Auditor General (CAG) had flagged these payments.

Chief Minister's Directives

During a review meeting on guarantee schemes, Chief Minister Shivakumar directed officials not to withhold payments to existing beneficiaries during the verification process, emphasizing that disbursal should not be affected. He also approved a proposal for a mega convention of guarantee implementation committee members in Bengaluru, with around 1,450 office-bearers serving on these committees, as reported by The Times of India.

Context and Process

The Gruha Lakshmi scheme, launched in August 2023, provides Rs 2,000 per month to eligible women heads of households. The government has budgeted roughly Rs 32,000 crore annually for the scheme, with total spending exceeding Rs 74,000 crore since its launch, according to Lokmat Times.

The re-verification aims to improve transparency and prevent misuse and leakage of funds. Officials will conduct surveys to identify beneficiaries who no longer meet eligibility criteria, and will be assisted by Revenue Inspectors and Bill Collectors in urban areas. The exercise may impose an additional burden on beneficiaries, who might have to spend an entire day completing the process, potentially losing Rs 500 to Rs 700 in daily wages, as noted by Lokmat Times.

Gruha Jyothi Verification

The government has also conducted re-verification of the Gruha Jyothi free electricity scheme across the state. The Times of India reported that the deadline for Gruha Jyothi verification was extended by another month until end-September, as electricity supply companies (Escoms) had completed only 70% of the verification work. Sources said the government is likely to retain only beneficiaries registered as voters in Karnataka, according to The Times of India.