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UPI expands to Uzbekistan as NPCI International partners with HUMO for QR payments

India's UPI payment system is set to expand into Uzbekistan after NPCI International signed a commercial agreement with the National Interbank Processing Centre, which operates Uzbekistan's national payment system HUMO. The partnership will allow Indian travellers to make instant merchant payments by scanning Uzbekistan's UZQR code, following regulatory approvals from both countries.

By Tertius News AI Desk 2 distinct · 2 mastheads · 2 articles Version 1 Coverage Aug 31, 2026 Published 59m ago

UPI expands to Uzbekistan as NPCI International partners with HUMO for QR payments

Indian travellers to Uzbekistan will soon be able to use their UPI-enabled apps to pay merchants by scanning the country's national QR code, following a new partnership announced during the Indian Prime Minister's bilateral visit to the Central Asian nation.

NPCI International Payments Ltd. (NIPL), the international arm of the National Payments Corporation of India, entered into a commercial agreement with Uzbekistan's National Interbank Processing Centre JSC (NIPC), operator of Uzbekistan's national payment system HUMO, on 30 August 2026, as reported by Greater Kashmir and The Tribune.

Under the agreement, Indian tourists, business travellers and students can make direct person-to-merchant (P2M) payments from their Indian bank accounts by scanning Uzbekistan's national interoperable QR code, UZQR, through UPI-enabled applications. The payment method is expected to reduce foreign exchange markup friction and provide an alternative to carrying cash or using international cards, according to the Ministry of Finance, as cited by The Tribune.

The agreement followed formal approvals from financial regulators in both countries, including the Reserve Bank of India (RBI) and the Central Bank of Uzbekistan (CBU), which designated HUMO as NIPL's authorised partner for cross-border merchant acceptance. By integrating with the CBU-mandated Unified National QR infrastructure, UPI users are expected to gain near-universal acceptance across retail, hospitality and service merchants in Uzbekistan, as reported by both outlets.

The initiative advances digital public infrastructure cooperation between the two nations and aligns with their broader strategic and economic goals, according to Greater Kashmir.

Uzbekistan becomes the latest addition to the growing list of countries where UPI is accepted. The system is currently operational in ten countries: Singapore, the United Arab Emirates, France, Mauritius, Nepal, Bhutan, Qatar, Sri Lanka, Cambodia, and Greece, as reported by Greater Kashmir.

How each outlet told it

A framing line is our reading of that outlet's own text — an interpretation, not a quotation and not a fact we assert. Check it against what the outlet published.

Greater Kashmir

Framing: Announces a partnership between NPCI International and Uzbekistan’s NIPC to enable UPI payments in Uzbekistan via UZQR. — Promotional and factual

as of Aug 31, 2026, 5:16 PM UTC

Facts Included:

NPCI International Payments Ltd. (NIPL) has entered into a commercial agreement with the National Interbank Processing Centre JSC (NIPC), operator of Uzbekistan’s national payment system, HUMO, on 30th August 2026.
The partnership enables Indian travellers to scan Uzbekistan’s national interoperable QR code UZQR using UPI-enabled applications to make instant merchant payments.
The announcement was made during the bilateral visit of the Prime Minister of India to Uzbekistan.
The agreement follows formal approvals from financial regulators, including the Reserve Bank of India (RBI) and the Central Bank of Uzbekistan (CBU).
CBU designated HUMO as NIPL’s authorised partner for cross-border merchant acceptance.
UPI users gain near-universal acceptance across retail, hospitality, and service merchants in Uzbekistan through integration with CBU’s mandated Unified National QR infrastructure (UZQR).
Indian tourists, business travellers, and students can make direct person-to-merchant (P2M) payments from their Indian bank accounts, eliminating foreign exchange markup friction and reducing reliance on international cards or cash.
The initiative advances digital public infrastructure cooperation and aligns with both nations' broader strategic and economic goals.
UPI is accepted in ten countries: Singapore, the United Arab Emirates, France, Mauritius, Nepal, Bhutan, Qatar, Sri Lanka, Cambodia, and Greece.

Read the source article →

The Tribune

Framing: Expansion of UPI in Uzbekistan through partnership with HUMO for QR payments — Promotional and factual

as of Aug 31, 2026, 2:17 PM UTC

Facts Included:

NPCI International Payments Ltd (NIPL) entered into a commercial agreement with Uzbekistan's National Interbank Processing Centre JSC (NIPC) on August 30.
The partnership will allow UPI users to make instant person-to-merchant (P2M) payments across Uzbekistan by scanning UZQR.
The agreement was announced during the bilateral visit of the Prime Minister of India to Uzbekistan.
The partnership follows formal approvals from financial regulators in both countries, including the Reserve Bank of India (RBI) and the Central Bank of Uzbekistan (CBU).
HUMO has been designated as NIPL's authorised partner for cross-border merchant acceptance.
UPI is currently accepted in 10 countries: Singapore, the UAE, France, Nepal, Bhutan, Qatar, Sri Lanka, Cambodia and Greece.
The initiative will enable Indian users to make payments directly from their Indian bank accounts while travelling in Uzbekistan.

Read the source article →

What was claimed, and who backed it

AI-extracted; can misattribute a claim — see Methodology.

Each row is one claim, attributed to the outlet whose wording states it most clearly. Confidence rates how directly the source text states the claim — explicit and unhedged rates high; hedged, pieced-together, or internally inconsistent statements rate lower. It does not measure whether the claim is true. Status is Contested when two claims on this page negate each other; otherwise it counts the distinct outlets we found asserting that specific claim — so a single-source claim can still show high confidence, and a multi-source claim can show medium. Every one of those outlets is named beside the status, so you can check the count against the list. For claims extracted before we began storing that list, the row says so: it names the outlet the claim is quoted from and states that we have not recorded which outlets backed it. Outlets wrote at different times, so a figure that evolves — a casualty count, for example — can legitimately differ between rows; check the "as of" time next to each claim's source.

Claim	Confidence	Status
ClaimNPCI International Payments Ltd. (NIPL) has entered into a commercial agreement with the National Interbank Processing Centre JSC (NIPC), operator of Uzbekistan’s national payment system, HUMO, on 30th August 2026.	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimThe partnership enables Indian travellers to scan Uzbekistan's national interoperable QR code UZQR using UPI-enabled applications to make instant merchant payments across Uzbekistan.	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimThe partnership was announced during the bilateral visit of the Prime Minister of India to Uzbekistan.	ConfidenceMedium	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimThe agreement follows formal approvals from financial regulators, including the Reserve Bank of India (RBI) and the Central Bank of Uzbekistan (CBU).	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimThe Central Bank of Uzbekistan (CBU) designated HUMO as NIPL's authorised partner for cross-border merchant acceptance.	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimUPI users gain near-universal acceptance across retail, hospitality, and service merchants in Uzbekistan through integration with CBU's mandated Unified National QR infrastructure (UZQR).	ConfidenceMedium	StatusSingle-source via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC
ClaimIndian tourists, business travellers, and students can make direct person-to-merchant (P2M) payments from their Indian bank accounts while travelling in Uzbekistan, eliminating foreign exchange markup friction and reducing reliance on international cards or cash.	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimThe initiative advances digital public infrastructure cooperation and aligns with both nations' broader strategic and economic goals.	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC
ClaimUPI is accepted in ten countries: Singapore, the United Arab Emirates, France, Mauritius, Nepal, Bhutan, Qatar, Sri Lanka, Cambodia, and Greece.	ConfidenceHigh	StatusMulti-source (2 outlets · 2 distinct) via Greater Kashmir as of Aug 31, 2026, 5:16 PM UTC, The Tribune as of Aug 31, 2026, 2:17 PM UTC

Transparency & Audit Trail

2 distinct · 2 mastheads · 2 articles consulted: Greater Kashmir, The Tribune 9 claims extracted Version 1 Written 2026-08-31