KFin Technologies Limited has unveiled ARYA, a conversational AI platform designed to enable mutual fund transactions and investor services through natural language. The Hyderabad-based registrar and transfer agent said the platform moves beyond chatbot-style information tools to allow investors to complete transactions within a single conversation.

According to the company, ARYA currently supports lump-sum purchases and Systematic Investment Plan (SIP) registrations in live testing. Redemption, fund switching, Systematic Transfer Plans, and Systematic Withdrawal Plans are planned for the near term. The company said transaction compliance is handled by deterministic software rather than the underlying language model, with every transaction requiring OTP-based identity verification, PAN masking, and automated eligibility checks before execution on the system of record.

ARYA runs on self-hosted Small Language Models within KFintech-controlled infrastructure in India, which the company says addresses Digital Personal Data Protection (DPDP) data-residency requirements without third-party AI cloud services in the serving path.

In proof-of-concept testing completed in July 2026 with leading asset managers, the company reported approximately 90 per cent fact accuracy, sub-second retrieval latency at p95 of 0.7 seconds, an 80x improvement over initial builds, and a 100 per cent refusal rate on out-of-scope queries with no hallucinated answers. These figures were provided by the company and have not been independently verified by external parties.

ARYA is scheduled for its public debut at the Global Fintech Fest on September 10, 2026, at the Jio World Convention Centre in Mumbai, initially as an invite-only platform. The company plans a broader rollout to distributors via its IRIS portal and to retail investors through the KFin Investor Portal in October 2026. The launch was announced on September 2, 2026.

Philippines expansion

Separately, KFin Technologies announced that its board approved the incorporation of a step-down subsidiary in the Philippines. The new entity will be incorporated through KFin Technologies (Singapore) Pte. , the company's wholly-owned Singapore subsidiary, and will be capitalized with cash consideration of up to USD 300,000. The decision was made during a board meeting on September 1, 2026, and the disclosure was filed pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, signed by Alpana Kundu, Company Secretary and Compliance Officer.

Market reaction

KFintech's stock closed at ₹929.00 on the NSE on Wednesday, down 0.91 per cent, as reported by The Hindu Business Line.