ICICI Bank Raises $17.88 Billion in FCNR(B) Deposits Under RBI Swap Facility

ICICI Bank has mobilised approximately $17.88 billion in Foreign Currency Non-Resident (Bank) deposits under the Reserve Bank of India's special dollar-rupee swap facility, the private sector lender said in an exchange filing on Wednesday. The disclosure, made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, was signed by Company Secretary Prachiti Lalingkar on September 2, 2026.

The gross mobilisation of FCNR(B) deposits totals USD 17.88 billion, translating to approximately ₹1,702 billion at the exchange rate prevailing on August 31, 2026. Of this amount, loans provided by the bank's international branches and subsidiaries against these deposits amounted to about $9 billion (₹856 billion). Additionally, standby letters of credit issued by ICICI Bank to other banks regarding loans against these deposits stood at $3.63 billion (₹346 billion).

The bank also disclosed that it had issued an aggregate $3.55 billion (₹338 billion) of US dollar-denominated bonds during July and August 2026. The information was flagged as provisional and unaudited.

RBI's Swap Facility and Its Closure

The disclosures come after the RBI closed the special USD-INR swap window for FCNR(B) deposits on August 31. The central bank had introduced the facility on June 8 to attract foreign exchange inflows amid pressure on the Indian rupee. The facility was announced as part of the RBI's efforts to strengthen India's external sector position and support foreign exchange liquidity amid global market uncertainties.

The RBI had initially planned to keep the FCNR(B) window open until September 30 but advanced the closure to August 31 following strong inflows and sufficient mobilisation of foreign exchange. The swap facility for external commercial borrowings (ECBs) and overseas foreign currency borrowings (OFCBs) will remain available until December 31, 2026.

According to RBI data, authorised dealer banks had mobilised $72.848 billion in foreign currency inflows under the facility as of August 21. FCNR(B) deposits accounted for the bulk of the mobilisation at $65.397 billion, while ECBs and OFCBs contributed another $7.451 billion.

Government and Market Response

The government has described the initiative as India's largest and fastest foreign-currency mobilisation exercise, surpassing the 2013 FCNR(B) swap scheme. In August, the government said the scheme had generated a surge in foreign exchange inflows.

ICICI Bank shares were trading lower on Wednesday morning, down ₹8 or 0.56 per cent at ₹1,430 on the NSE as of 11:38 am, after the lender disclosed details of its FCNR(B) deposit mobilisation. The stock opened at ₹1,425.10, touched an intraday high of ₹1,436 and a low of ₹1,422.60. The bank's total market capitalisation stood at ₹10,24,893.94 crore. The stock's 52-week high is ₹1,480, hit on July 20, 2026, while the 52-week low of ₹1,187.60 was recorded on April 2.

The broader sectoral index, Bank Nifty, added to the pressure, opening with a sharp gap-down near 57,006, slipping below the key psychological 57,000 level and its 50-day and 100-day EMAs. Analysts noted resistance at 57,500–57,600, with downside support at 56,800–56,600, coinciding with the 200-day EMA. The broader nine-week consolidation range between 56,500 and 58,700 remains intact, with analysts at multiple brokerages flagging that a decisive breakout or breakdown will be needed to establish directional momentum.