Airtel Payments Bank Reports Strong Q1 Results

Airtel Payments Bank's annualized revenue crossed ₹3,300 crore in the first quarter of financial year 2026-27, according to the bank's quarterly financial results announced on Monday. Revenue for the April-June quarter stood at ₹830.5 crore, up from ₹777.4 crore in the corresponding quarter of the previous fiscal, registering a growth of about 6.8% year-on-year.

The bank's net profit for the quarter stood at ₹19 crore, an 82% increase from the year-ago period. Earnings before interest, taxes, depreciation and amortization (EBITDA) rose 31% year-on-year to ₹107.5 crore.

Customer balances increased 17% year-on-year to ₹4,389 crore, while monthly transacting users of savings bank accounts rose 23% to 29.5 million. The bank's annualized Gross Merchandise Value (GMV) stood at ₹4,523 billion.

CEO Commentary

Anubrata Biswas, MD and CEO of Airtel Payments Bank, commented on the performance: "Our strong start to FY27 reflects the trust customers place in us and the growing adoption of digital banking across India." He added, "We remain focused on delivering safe, simple, and accessible banking solutions at scale."

Growth in Payments and Transit

During the quarter, the bank continued to see growth in its digital payments and transit businesses. Customers are increasingly using its Safe Second Account for everyday digital transactions and recurring payments. The bank remained the second-largest player in UPI AutoPay mandates.

Airtel Payments Bank has issued more than 6.5 million National Common Mobility Cards (NCMC), making it the second-largest issuer in the segment. The bank said it processes two out of every three transit payments across networks it supports.

Rural Reach and B2B Expansion

In rural India, the bank has more than 5 lakh active banking points and serves three in four villages. It also processes one in four Aadhaar Enabled Payment System (AePS) transactions.

The bank also expanded its business-to-business digital payments operations through current accounts, soundboxes, and merchant payment solutions.